You Can Retire Sooner Than You Think

Foreword by Clark Howardxiii
Preface : Does Money Buy Happiness ? xv
Introduction : How to Read This Book xxi
Acknowledgmentsxxv
Part One
The Happy Retiree Basics
Chapter 1 Who Are the Happy Retirees,and What Makes Them Happy? 3
Chapter 2 What Makes Retirees Unhappy-andHow Can You Avoid It? 15
Chapter 3 Can I Really Retire Sooner Than I Think? 29
Part Two
The 5 Money Secretsof Happy Retirees
Chapter 4 Secret #1 51
Determine What You Want and NeedYour Retirement Money For
Chapter 5 Secret #2 73
Figure Out How Much Money You Needto Save Before You Retire
Chapter 6 Secret #3 97
Pay Off Your Mortgage in as Little asFive Years
Chapter 7 Secret #4 115
Develop an Income Stream from Threeor Four Sources, Not Just One
Chapter 8 Secret #5 139
Become an Income Investor
Part Three
Minimizing Risk inYour Investment Portfolio
Chapter 9 How Risky Can You Be? 163
Come Up with the Right Mix of Stocks,Bonds, Real Estate, and Cash
Chapter 10 Avoid the Major Pitfalls of Investing 195
Part Four
Enjoying the Rest of Your Life
Chapter 11 Hobbies, Recreation, Vacations,and So Much More 219
Appendix A 18 Traits of the Happiest Retirees 235
Appendix B Recommended Reading 243
Appendix C Chart Labeling 245
Happy Versus Unhappy and H1, H2,H3, H4, and H5
Notes247
Index 249Moss

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